Start with a 14-day free trial — no credit card required. All prices are in Indian Rupees (INR), billed through our secure payment gateway.
Prices are exclusive of applicable taxes, which will be added as required by law. Multi-month and annual billing may be offered at a discount at checkout. You can upgrade, downgrade or cancel at any time — see our Refund & Cancellation Policy.
Every plan includes the complete Nidhi banking software. Higher plans add more capacity, mobile apps and payment integrations.
| Features |
Starter
₹999
|
Basic
₹1,499
|
Standard
₹3,000
|
Premium
₹5,000
|
Unlimited
₹6,000
|
|---|---|---|---|---|---|
| Capacity | |||||
| Members | 200 | 500 | 1,500 | 3,000 | Unlimited |
| Branches | 1 | 1 | 3 | 10 | Unlimited |
| Deposits & banking | |||||
| Savings (SB) accounts | ✓ | ✓ | ✓ | ✓ | ✓ |
| Recurring Deposit (RD) | ✓ | ✓ | ✓ | ✓ | ✓ |
| Fixed Deposit (FD) | ✓ | ✓ | ✓ | ✓ | ✓ |
| Daily Deposit / Pigmy (DDS) | ✓ | ✓ | ✓ | ✓ | ✓ |
| MIS & other deposit schemes | ✓ | ✓ | ✓ | ✓ | ✓ |
| Loans | |||||
| Loan management (all types) | ✓ | ✓ | ✓ | ✓ | ✓ |
| EMI & interest calculation | ✓ | ✓ | ✓ | ✓ | ✓ |
| Loan reports & tracking | ✓ | ✓ | ✓ | ✓ | ✓ |
| Accounting | |||||
| Double-entry accounting & ledgers | ✓ | ✓ | ✓ | ✓ | ✓ |
| GST support | ✓ | ✓ | ✓ | ✓ | ✓ |
| Day book, trial balance & balance sheet | ✓ | ✓ | ✓ | ✓ | ✓ |
| Members & agents | |||||
| Member management & KYC | ✓ | ✓ | ✓ | ✓ | ✓ |
| Agent management & commission | ✓ | ✓ | ✓ | ✓ | ✓ |
| Member organisation tools | ✓ | ✓ | ✓ | ✓ | ✓ |
| Reports & administration | |||||
| Standard reports & statements | ✓ | ✓ | ✓ | ✓ | ✓ |
| Data modification module | ✓ | ✓ | ✓ | ✓ | ✓ |
| Masters configuration | ✓ | ✓ | ✓ | ✓ | ✓ |
| Online & data | |||||
| Public website & branding | ✓ | ✓ | ✓ | ✓ | ✓ |
| Custom logo & company details | ✓ | ✓ | ✓ | ✓ | ✓ |
| Backup, restore & reset | ✓ | ✓ | ✓ | ✓ | ✓ |
| Dedicated isolated database | ✓ | ✓ | ✓ | ✓ | ✓ |
| Mobile apps & integrations | |||||
| Android Agent app | — | — | — | ✓ | ✓ |
| Android Member app | — | — | — | ✓ | ✓ |
| Payment gateway integration | — | — | — | ✓ | ✓ |
| eNACH auto-debit mandate | — | — | — | ✓ | ✓ |
| Payout API | — | — | — | ✓ | ✓ |
Yes — every new company gets a 14-day free trial with no credit card required. You only pay when you choose a plan.
Subscriptions are billed in advance for your chosen period (monthly or yearly) through our secure, authorised payment gateway. Paid features activate instantly after payment.
Yes. You can cancel from your account at any time. Your plan stays active until the end of the current paid period and won’t renew after that. See our Refund & Cancellation Policy.
Every company runs on its own dedicated, isolated database with encryption in transit and automatic daily backups. Read more on our Privacy Policy.
Yes, subject to our policy — including a 7-day money-back guarantee on your first paid subscription. Full details are in our Refund & Cancellation Policy.
