☁️ Cloud Nidhi Software · Ready in 5 minutes

Run your Nidhi company
entirely on the cloud

Members, SB / RD / FD / DDS / MIS deposits, loans, accounting and reports — everything online on your own dedicated, isolated database. No servers, no installation, no IT team.

No credit card required · Your own subdomain company.nidhi.cloud
● Dedicated database per company ● Automatic daily backups ● 99.9% uptime
5 minSetup time
100%Data isolation
24×7Cloud access
0Installation
Everything included

One platform for your entire Nidhi operation

Purpose-built for Nidhi companies and co-operative credit societies — from member onboarding to year-end reports.

👥

Member management

Onboard members with KYC, nominee details, share capital and document uploads. Search, verify and manage every member across branches.

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All deposit schemes

Savings (SB), Recurring (RD), Fixed (FD), Daily (DDS/Pigmy) and Monthly Income (MIS) — with automated interest calculation and maturity handling.

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Loans & advances

Disburse and track loans against deposits, gold and property. EMI schedules, interest accrual, penalties and recovery — fully automated.

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Accounting & ledgers

Double-entry accounting, day book, trial balance, P&L and balance sheet. Every transaction posts to the ledger in real time.

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Multi-branch control

Run head office and multiple branches from one login. Branch-wise agents, collections, limits and consolidated reporting.

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Reports & compliance

Ready-made statutory and management reports, member statements and collection registers — exportable and print-ready.

Complete module suite

Built for how Nidhi companies actually work

✓ Savings Accounts ✓ Recurring Deposit ✓ Fixed Deposit ✓ Daily Deposit (Pigmy) ✓ MIS ✓ Loans ✓ Agent Management ✓ Accounting ✓ Member Portal ✓ Reports ✓ Branch Management ✓ Document Vault
Get started

Live in three simple steps

No installation, no waiting for a technician. Sign up and start entering members the same day.

1

Create your company

Sign up with your details, verify your email and WhatsApp, and pick your subdomain — company.nidhi.cloud.

2

Set up branches & staff

We provision a fresh, dedicated database for you. Add branches, agents and staff, and configure your schemes.

3

Start operating

Onboard members, accept deposits, disburse loans and generate reports — all from any browser, 24×7.

Banking-grade security

Your data stays yours — always

Every company runs on its own separate database. You never share tables, records or files with anyone else.

  • ✓Dedicated database per company — complete isolation, no shared tenant data.
  • ✓Encrypted in transit — HTTPS/TLS across the platform with HSTS enforced.
  • ✓Automatic daily backups — point-in-time recovery so you never lose work.
  • ✓Email & WhatsApp OTP — verified sign-up and two-factor protected admin access.
🔒
Isolated. Encrypted. Backed up. Infrastructure hosted in secure data centres with firewalled access and 99.9% uptime.
Simple, transparent pricing

Plans that grow with you

All prices in Indian Rupees (INR). Start with a 14-day free trial — no credit card required.

Starter
₹999/month
200 members · 1 branch
  • ✓ All deposit schemes (SB/RD/FD/DDS/MIS)
  • ✓ Loans, Accounting & GST
  • ✓ Reports, Agents & Branches
  • ✓ Website, branding & backup
Start free
MOST POPULAR
Basic
₹1,499/month
500 members · 1 branch
  • ✓ All deposit schemes (SB/RD/FD/DDS/MIS)
  • ✓ Loans, Accounting & GST
  • ✓ Reports, Agents & Branches
  • ✓ Website, branding & backup
Start free
Standard
₹3,000/month
1,500 members · 3 branches
  • ✓ All deposit schemes (SB/RD/FD/DDS/MIS)
  • ✓ Loans, Accounting & GST
  • ✓ Reports, Agents & Branches
  • ✓ Website, branding & backup
Start free
Premium
₹5,000/month
3,000 members · 10 branches
  • ✓ All deposit schemes (SB/RD/FD/DDS/MIS)
  • ✓ Loans, Accounting & GST
  • ✓ Reports, Agents & Branches
  • ✓ Website, branding & backup
  • ✓ Android apps — Agent & Member
  • ✓ Payment gateway, eNACH & Payout API
Start free
Unlimited
₹6,000/month
Unlimited members · Unlimited branches
  • ✓ All deposit schemes (SB/RD/FD/DDS/MIS)
  • ✓ Loans, Accounting & GST
  • ✓ Reports, Agents & Branches
  • ✓ Website, branding & backup
  • ✓ Android apps — Agent & Member
  • ✓ Payment gateway, eNACH & Payout API
Start free

See full details on our pricing page.

Ready to move your Nidhi to the cloud?

Join Nidhi companies running securely on Nidhi Cloud. Set up in minutes and start your free trial today.

Create your company free →